No Down Payment Required- 100% financing

Want to take advantage of today's deeply discounted home values?

• 100% Financing allowed  
• No Mortgage Insurance  
• 30 Year Fixed, no prepayment penalties 
  

• Property located in Low or Moderate census tract (no limit on household income) ...
                    (If home is outside a targeted area, household gross annual Income must be less than $56,000)

• Must be Primary Residence, Cannot own another home  
• Full Income Documentation  
• 3% Max Seller Contribution  
• 620 Minimum Credit Score  
• 42% Maximum Debt to Income Ratio
• $500 minimum investment from Buyer, balance of Down payment and closing costs can be Gifted or paid by seller.(up to 3% of sales price).
• 1 months PITI in reserves after closing  
• 12 Months Rental History Required

If you are a first time homebuyer (not owned a home within past 3 years), this is they way to own your piece of America!  I will assist you every step of the way to prepare you for everything you need to make home ownership a reality!

Where to find homes to buy?  MLS contains more than 30,000 homes!

Bill McKee
Connect Realty
(503) 662-2274